Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Questions to Consider When Buying a Vacation Home Doing your research is key before buying a vacation home. Tax Efficiency in Retirement What role would taxes play in your investment decisions? Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.