Granite Bay Office
5905 Granite Lake Drive
Multi-Generational, Independent, Fee-Based, Fiduciary Financial Planners
We're here for your Long Term Success
Have More Confidence
We will help you organize and better manage all aspects of your financial life
Helping you make wiser financial decisions.
Dave Routh, the "D R" in D R Summit, founded his own independent wealth management company and has been an independent CFP financial advisor for over 30 years. His son Nick Routh joined the firm as a CFP in 2013 and together they are commited to helping their clients navigate the financial markets and implement planning strategies to pursue their financial goals. With cutting edge investment strategy, comprehensive financial planning, and a proven process they have helped hundreds of households across the nation pursue their goals. Dave and Nick can help anyone optimize portfolio management, maximize their retirement nest egg and retirement income, analyze insurance needs, as well as coordinate tax, gifting, and estate strategies.
What Makes us Different?
Because of our multi-generational approach, we are very long-term relationship oriented. As Fee-Based Fiduciary Advisors, we are on the same side of the table as the clients...not motivated to sell any specific products, but rather look to add demonstrable value wherever we can- and then maintain these successfull relationships for life! We take the time to get to know each individual, family or small business...analyze their wants, needs, concerns...and then develop recomendations in their best interest.
We Do Not Outsource Money Management!
Using proprietary models we manage all of our own client investment portoflios in-house. This way we have direct control over how strategies and allocations are designed, and thus more ability to adapt to ever changing financial market conditions. We speciailize in diversified, low-cost, liquid investment portfolios combined with active management. We run tax sensitive growth models for conservative to aggressive investors, dividend focused strategies designed for less volatile growth and others designed for high dividend income to live off of, as well as unique offerings like hedged/buffered portfolios and covered call growth strategies.
Click On "Our Process" Below, or "Asset Map" on the top toolbar to learn more!
For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisors LLC nor any of its representatives may give legal or tax advice.
Products and strategies mentioned may not be suitable for all investors.
President and CEO
Although we typically work with clients holding financial assets over $500,000, we rarely turn down newer investors as long as they are dedicated to building their future success. In any case, D R SUMMIT Wealth Management Inc. has the financial management experience to direct you towards pursuing your objectives. We also offer financial and investment services through Cetera Advisors LLC to business owners and their employees. Our commitment is to always provide objective advice, impeccable service, and diversified financial resources to serve your individual needs … that’s one benefit of an independent perspective.
Take care of loved ones with detailed estate planning.
A sound financial roadmap is just the start
Financial advice for every situation